Personal, Practical Advice
That Puts You First
​
Financial advice should be straightforward, transparent, and tailored to your real-life goals. That’s why we focus on everyday Australians — from blue-collar workers with high insurance needs to pre-retirees ready to make the most of their investment potential.
​
At Sunstone, we believe that money doesn’t buy happiness—but it does buy freedom. Freedom to make choices, to protect what matters most, and to live the life you want. My role is to help you tap into your best financial self with advice that’s not only practical but personally empowering.
​
​The sunstone crystal symbolizes clarity, empowerment, optimism, and protection—values we carry into every client relationship.
​
With years of experience across risk insurance and retirement planning, we know how to simplify complex financial decisions and put power back in your hands. We meet you where you’re at — literally — with flexible options to chat online or in the comfort of your own home.
Our business runs under a trusted licensee and keeps compliance simple, meaning more time is spent looking after you — not filling out forms.
​Services
Insurance Advice (Risk Protection)
We work with workers in higher-risk occupations who often face expensive premiums. Our advice helps you secure the right cover without paying more than you need. We’re upfront about commissions and tailor advice to your personal circumstances.
-
Income Protection
-
Life Insurance
-
Total and Permanent Disability (TPD)
-
Trauma/Critical Illness Cover​
Pre-Retirement Planning
If you’re 5 or 25 years from retirement, this is the time to make your money work smarter. We’ll help you understand your options, optimise your super, and build a strategy that lets you retire with confidence — and peace of mind.
-
Superannuation strategy
-
Transition-to-Retirement (TTR)
-
Investment advice aligned to your risk profile
-
Review and optimisation of existing super accounts
Superannuation Advice
Many Australians feel stuck in default industry super funds that don’t reflect their needs. We help you assess your options and recommend suitable retail or platform super funds — or make the most of what you already have.
-
Consolidation and comparison
-
Risk profile-based investment selection
-
Fee and performance reviews
-
Retail and platform super recommendations
Inheritance Advice
Receiving an inheritance can be overwhelming — especially when you're unsure how to use it wisely. We provide practical guidance to help you make informed decisions that align with your long-term financial goals.
-
Tax considerations
-
Investing inherited funds
-
Reducing debt
-
Boosting superannuation or retirement savings
-
Protecting family wealth
​​​
Our Benefits
Tailored Advice
By providing customized financial advice to suit your individual needs, ensuring your financial future is secure.
Reliable Services
Count on Sunstone for dependable and prompt financial solutions, delivering peace of mind and financial stability.
Expert Consultation
Our team of financial experts offer professional advice and guidance, empowering you to make informed decisions.
Financial Planning
Trust Sunstone to help you plan and manage your finances effectively, setting you on the path to financial success.
Adviser Profile – Courtney Leach
Courtney is an experienced financial adviser who is passionate about helping clients access their best financial selves. With a background in both risk and holistic financial advice, she has worked with a wide range of individuals—from pre-retirees to young families—developing tailored strategies that support their personal goals and financial wellbeing.
​
Courtney holds a Graduate Diploma of Financial Planning, Bachelor of Business and is a registered financial adviser, member of the Financial Advice Association Australia, and an SMSF Specialist Advisor (SSA). Her career has included roles across boutique and national advice firms, allowing her to provide strategic, down-to-earth advice that empowers her clients to make informed decisions.
​
She believes that money doesn’t buy happiness—but it does buy freedom, and she brings this philosophy into every client relationship. Known for her collaborative and values-driven approach, Courtney ensures clients feel supported and confident as they work toward long-term financial freedom.​
These values are reflected in her advice style, helping clients cut through confusion, take control of their financial lives, and feel secure in their future.
​​
Courtney Leach is an Authorised Representative (No. 001299469) of Spark Advisors Australia Pty Ltd ABN 34 122 486 935 AFSL 380552
​
How We Work
-
Initial Discovery Chat (Free)
-
Comprehensive Advice Plan tailored to your goals
-
Implementation and Follow-Up support
-
Ongoing Advice (Optional)
We offer appointments via video or in-person at your home — whatever suits you best.
Why Choose Sunstone?
- Friendly, straight-talking advice
- Specialised in working with higher-risk jobs and pre-retirees
- No jargon, no pressure
- Flexible meeting options
- Fair and transparent advice
- Built on referrals
​
​
Book a Free Chat
​
Ready to take the first step? Let’s talk about where you are now and where you’d like to be. No pressure, no cost — just a helpful conversation.